Insurance sounds like a simple concept: you pay a premium to your insurer, and then when you file a claim, your insurer pays you. Simple. Insuring a condominium or association property shouldn’t be much different than insuring yourself—…
During the 1940s, Willie Sutton developed a lucrative niche of robbing banks. During his unapproved withdrawals, he sometimes made use of ingenious disguises. Those were the days when grand larceny took place in a bank lobby rather tha…
Congratulations. You have been chosen to help lead your community on a small governing body that will determine the major policy decisions affecting everyone who lives in your community. From finances to rules enforcement to selection …
Imagine the panic that sets in when a home is lost or damaged. Now imagine navigating through that fear alone. Whether it’s fire or flooding or the violent effects of a storm, anything that damages or destroys a home will have a lasting…
Most homeowners love the idea of having a swimming pool, athletic court or health club as part of their association's grounds because it adds value to their property and it gives them something fun to do throughout the year. But HOAs t…
Recent developments, both legislative and environmental, have led to considerable changes in the New England insurance marketplace. And such changes, as managers know, often lead to added paperwork, confusing requirements, and tricky l…
New Englanders got a taste recently of Mother Nature’s wrath when a series of tornadoes touched down in Springfield, Massachusetts and surrounding areas, leaving devastation and death in their wake. While devastating tornadoes …
It sits quietly in your condo association’s insurance package, unremarkable next to the fire, flood and other forms of mayhem that make insurance policies necessary fixtures in association budgets. Looking at the file labeled “…
Q My condo association wants to make it a rule that all garage doors must be closed at all times and cars cannot be left in the driveway. My garage door does not close or open properly in the winter time so I am forced to leave it open…